Once people reach age 65, their chances of spending time in a nursing home or needing some other type of long-term care during their lifetime increases significantly.

That possibility can be troubling to people who may be concerned about what type of care they may need and where the money will come from to pay for that care.

Long term care will be the topic of a no-obligation seminar beginning 5:30 p.m. Monday, July 14, at Ramada Inn, 2306 E. Main St., Albert Lea.

Country Financial Agent Derek Nelson will conduct the seminar along with guest speaker, Vicki Lynch from Good Samaritan Society-Home Care. Nelson will be discussing how people can plan now to financially afford future long term needs, while at the same time conserving their life savings. Lynch will be discussing topics as they pertain to receiving at-home and nursing home care and the financial impact she sees families face.

Nelson also will provide information about how a long term care insurance policy may be used to cover not only the cost of nursing home stay, but also in-home care, such as nursing services, licensed therapy and homemaker services.

Registration is required to attend. To obtain more information about the seminar, call Nelson at 377-6790.