Terin Smith-Bangert of Cafourek & Associates has been awarded the associate in Insurance Services designation and diploma by The Institutes for successfully completing courses and examinations that test for knowledge of customer identification, customers and quality, benefits of customer orientation, and process management. Smith-Bangert has been a licensed agent and customer service representative for the agency since July 2006. She is licensed to sell and service auto, home and business insurance.

Cafourek & Associates is an independent insurance agency in Albert Lea and is owned by Kenneth Cafourek and Ryan Cafourek. They have been in business since 1972 and specialize in auto, home, life, health and business insurance as well as investments. Their staff is professional, friendly and has an outstanding reputation for their service.

Smith-Bangert is dedicated to serving the needs of her customers. She can be reached at 377-8904.